Pengaruh Fatwa Mui Tentang Bunga Bank Haram Terhadap Keputusan Mahasiswa Fakultas Ekonomi Universitas Andalas Dalam Memilih Bank Di Kota Padang

Besra , Eri and Surya, Sari (2014) Pengaruh Fatwa Mui Tentang Bunga Bank Haram Terhadap Keputusan Mahasiswa Fakultas Ekonomi Universitas Andalas Dalam Memilih Bank Di Kota Padang. Jurnal Business & Manajemen , 2 (1).

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Abstract

The research aimed at investigating influence of Decree of Majelis Ulama Indonesia (MUI) about status of interest which classified as Haram to decision of choice of Bank, that is to use conventional bank or Syariah bank. This is survey research involving ninety five Faculty of Economics students as respondent. The research uses regression analysis which measure the influence of three independent variables: Knowledge of Syariah bank (x1), Attitude about interest prior to Decree of Majelis Ulama Indonesia (x2), Attitude about interest following the Decree of Majelis Ulama Indonesia (x3) toward decision of respondent in choosing bank after announcement of decree of Majelis Ulama Indonesia (y) as dependent variable. The result of regression analysis shows that with  =0,05, it is found that x1 and x3 significantly influence y, while x2 not significantly influence y. Correlation analysis shows that correlation between all independent variables with dependent variables are weak which is indicated by value adjusted R Square 0,155. Keyword: Interest, Syariah bank

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